Inflation is a risk to your portfolio, better get some protection while you still can. Inflation is starting to rise across many economies, which is to be expected given the amount of monetary stimulus the global economy has seen since the COVID-19 pandemic. It is important to note that economic data gets released after the…

*Tuesday, 26 October 2021* US markets continued higher with both the S&P500 and the Dow Jones Industrial Average closing at record levels. Strong earnings from consumer companies, banks and manufacturers have soothed investors’ concerns about labour shortages and higher inflation. Tesla’s shares jumped 13%, hitting the $1 trillion market cap valuation after Hertz announced it…

The stimulus train is about to stop Inflation numbers around the globe has started rising, which is to be expected given the most severe monetary stimulus in history. From our economics 101 sessions we know that inflation and interest rates are negatively correlated, meaning that when interest rates are low, inflation tends to rise and…

Yet again, the South African government’s corruption makes headlines. The reveal of a sport’s center in the Eastern Cape, that supposedly cost R15m to build, has come to many as a surprise as there is not much that one can identify that would even come close to the R15m price tag. The so-called state of…

The local economy grew by 1.2% during the second quarter of 2021 on an annualised basis. This is now the fourth consecutive quarter of positive economic growth which shows us the resilience our economy has against the global COVID-19 pandemic. Many would by happy to see at least some form of positive news with regards…

CAPITEC BANK HOLDINGS LTD Business Profile Capitec Bank Holdings Ltd. is a bank controlling company, which engages in the provision of retail banking services. It offers transactional banking services and loan products such as term loans, credit facilities, and credit cards. The company was founded by Michiel Scholtz du Pré le Roux on November 23,…

Domestic service delivery has been one of the most heated discussions in South Africa’s democratic history, of which Eskom has been top of the list. Eskom, the State-Owned Enterprise who is already slowly but surely drowning in debt, unable to expand their operations to meet the demands form a growing population and a growing economy…

Online Financial Advice – Only lets you see what you want to see Given the modern day and age we live in, most people have encountered some form of online shopping, browsing the web for specific products that you are looking for before going to the stores to purchase the item etc. All of the…

Forget about timing the market Do you ever feel that it might be ‘too late’ to invest in a certain company or a market sector because you view the market as either being ‘too expensive’ or ‘overpriced?’ This general view on the market will cause you to miss out on investment opportunities in companies or…

Asset allocation is arguably the most important aspect to take into consideration with regards to portfolio management, reaching the desired goals for the portfolio and accommodating the investment horizon of the portfolio. It has been long argued that a diversified portfolio is the best portfolio to mitigate the risk of market downturns and maximise the…

The USD (DXY Index) is one of the Prime market sentiment Indicators If we think about it, there’s not a very meaningful yield attached to holding USD. This is predominantly prescribed to the stability and reserve currency status that the USD holds. In other words, to store funds in a safe manner and receive all…

Active vs Passive Portfolio Management Ever wondered what the difference between actively and passively managed portfolios are? Apart from a sizable difference in fees paid to the asset managers, the main difference between the two approaches is market timing.  It is important to note that one is not superior to the other. However, there is…